Terms of Service

1. Agreement to Terms

By accessing or using The Veteran Alliance's website, mobile applications, or any of our services, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, you may not access or use our services. Please read these terms carefully before using our services.

2. Eligibility Requirements

To use our services, you must:

• Be at least 18 years of age
• Be legally capable of entering into binding contracts
• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Not have been previously banned or removed from our services

3. Account Registration & Security

When you create an account with us, you agree to:

• Keep your login credentials confidential and secure
• Promptly update any changes to your personal information
• Notify us immediately of any unauthorized access or security breaches
• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate accounts that violate these terms or engage in suspicious activity.

4. Services Offered

The Veteran Alliance provides the following financial services:

• Personal and business banking accounts
• VA home loans and mortgage services
• Insurance products (through affiliated providers)
• Financial planning and advisory services
• Digital banking platforms and mobile applications

Availability of specific services may vary based on your location, eligibility, and other factors.

5. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Fraudulent transactions or misrepresentation of identity
• Unauthorized access to systems, accounts, or data
• Money laundering, terrorist financing, or other illegal activities
• Interfering with or disrupting our services or servers
• Violating any applicable laws or regulations
• Infringing on intellectual property rights
• Harassing, threatening, or abusing other users or staff

6. Intellectual Property Rights

All content on our website and applications, including text, graphics, logos, images, and software, is the property of The Veteran Alliance or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

7. Disclaimers

Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. We do not warrant that:

• Services will be uninterrupted, timely, secure, or error-free
• Information provided will be accurate or complete
• Any errors or defects will be corrected

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above limitations may not apply to you.

8. Limitation of Liability

To the fullest extent permitted by law, The Veteran Alliance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of our services. Our total liability shall not exceed the fees paid by you in the twelve (12) months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless The Veteran Alliance, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

10. Dispute Resolution & Arbitration

Any disputes arising from these Terms of Service or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in the State of Texas, and the decision shall be final and binding.

Class Action Waiver: You agree to resolve disputes on an individual basis only and waive the right to participate in class action lawsuits or class-wide arbitration.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions.

12. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Material changes will be posted on our website with an updated "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the revised terms.

13. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the services will cease immediately. Provisions that by their nature should survive termination shall remain in effect.

14. Contact Information

For questions about these Terms of Service, please contact us: