Protect your veteran-owned business.
Business insurance tailored for veterans who built something worth protecting — clear coverage explanations, straight answers on what's covered and what isn't, and a real specialist for the lines that need one. No jargon maze, no vendor directory — four ways in, one underwriting relationship behind all of them.
How It Actually Works
One intake. One dedicated agent.
Four ways in, one underwriting relationship behind all of them.
Tell us about the business
One intake — industry, headcount, what you already carry, and what's actually keeping you up at night about risk.
We match the right coverage path
Small business, mid-to-large commercial, landlord bundle, or a specialty line — matched to your actual risk profile, not the first product in the catalog.
One dedicated agent confirms it
A single point of contact reviews real terms with you and binds coverage — no vendor directory, no getting handed off between departments.
Choose your coverage path.
Typical small business — start with Small Business Insurance. Workers' comp, fleet, habitational, or a specialty line like liquor liability or firearms/gun-range coverage — go straight to Commercial Insurance. Not sure what mix you need — Smart Business Insurance sorts it in one AI-assisted intake. Renting out property — the Landlord Bundle covers landlord liability, tenant renters insurance, and an optional home warranty add-on in one policy.
Small Business Insurance
Comprehensive coverage packages designed for veteran-owned small businesses. Includes GL, property, and business interruption.
Learn More →Commercial Insurance
Mid-to-large business coverage including workers' comp, commercial auto, habitational, liquor liability, and firearms/gun-range lines.
Learn More →Smart Business Insurance
AI-assisted quote process that finds the right coverage mix for your industry and risk profile in minutes.
Landlord & Rental Property Bundle
Landlord liability, security deposit insurance, tenant renters insurance, and an optional home-warranty add-on — one policy for your rental properties, not five separate ones.
Learn More →Coverage types we offer.
Mix and match coverage types to build the policy your business needs. Our agents will help you find gaps and avoid over-insuring. Need something more specific — habitational, liquor liability, firearms/gun-range, or a builders risk project — see the full breakdown on the Commercial Insurance page.
General Liability
Third-party bodily injury and property damage
Commercial Property
Buildings, equipment, and inventory protection
Workers' Compensation
Required in most states for businesses with employees
Business Auto
Fleet vehicles and commercial driving coverage
Cyber Liability
Data breach response and cyber extortion coverage
Professional Liability
Errors & omissions coverage for service businesses
Business Interruption
Revenue protection while your business recovers
Umbrella / Excess
Extra liability coverage above your primary policies
Specialty & industry coverage.
Cyber, professional liability, D&O, marine, and dozens more industry-specific lines. Browse the full Coverage Library.
Excess Property Coverage
A second layer of property protection when your primary limit isn't enough.
Learn moreEvent Weather Protection
Get paid when bad weather crosses a line you set — no claims fight required.
Learn moreExcess Flood Coverage
Flood protection on top of your NFIP or standard flood limit, for the exposure it can't cover alone.
Learn moreSelf-Insured Workers' Comp Backstop
Protects a self-insured employer from catastrophic workers' comp claims.
Learn moreTrade Receivables Protection
Protects your entire receivables book when a customer can't pay.
Learn moreProject Wrap-Up Liability
One liability policy covering every enrolled contractor on a single construction project.
Learn moreWorkplace Violence Protection
Crisis response, lost income, and liability protection built around a workplace violence incident.
Learn moreWage & Hour Defense Coverage
Defense and liability coverage for misclassification and overtime claims.
Learn moreWildfire Liability Protection
Liability coverage built specifically for the ignition risk of operating in fire country.
Learn more
Built around the business that actually exists
Your coverage should follow the work.
A contractor, coffee shop, professional office, rental portfolio, and nonprofit do not share the same risk. We begin with operations, property, people, vehicles, contracts, and revenue dependencies before deciding which policies deserve a place in the package.
- Map operations, locations, payroll, vehicles, equipment, and subcontractors
- Separate legally required coverage from contract requirements and prudent protection
- Review limits, deductibles, exclusions, and business interruption assumptions
- Carry the selected coverage path into the correct commercial intake
Why veteran business owners choose VAB Insurance.
Veteran-Owned & Operated
We understand your background, your business, and your priorities.
Competitive Rates
Multi-policy discounts and carrier relationships that save you money.
Dedicated Agent
One point of contact for all your business insurance needs.
Meet your business insurance specialists.
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